Have you suffered a permanent disability which prevents you from doing the work you once could, and you seek TPD insurance benefit? In this post, you will learn everything you need to know about TPD benefits.
What exactly is TPD?
I’m simple words, TPD which means Total and Permanent Disability is an insurance benefit given to people who have suffered major injury on a part of their body which prevents or hinder them from engaging in works or activities which they once could. Such benefits are usually in financial form which covers both the present and subsequent medical costs, debts, and serves as a source of income for the individuals who have suffered one form of permanent disability or the other.
Criteria for making a TPD claim
The criteria for making a TPD claim varies from one insurer to the other. However, there are two major requirements which are common with imsurers, and they include the following:
Employment history of the individual
There are some policies which require that you must have attained a particular level of employment for you to be eligible to seek for TPD insurance claims.
Nature and level of disability
For you to be eligible to make TPD claims, your level of disability will be accessed. If you suffered a disability which doesn’t prevent you from working, your TPD claim may be denied. While if you have suffered a kind of disability why prevents you from working, your TPD claim is likely to be granted.
How to make a TPD claim
To make a TPD claim, you need the service of an expert law firm or lawyer who specializes in TPD services. If you need the service of a TPD lawyer within Marrickville to help facilitate your TPD claims, we have a team of expert TPD lawyers who can help you with your claims. With our service, rest assured that you will get your TPD insurance benefits as we have the necessary skills combined with expertise to make your TPD benefits granted.